Buying property in Spain
is easier than you think.
And yes, it's absolutely
within your reach.
Trusted by international buyers from Europe, the US, the Middle East, and beyond.
Calculate your mortgage →Mortgage Solutions in Spain for International Buyers — up to 70% of the purchase price
We help international buyers secure mortgage financing in Spain — even when they've been told it's difficult.
Secure up to 70% financing through Spain's leading banks, with a transparent, fully regulated service and expert guidance from start to finish — from pre-approval through to signing at the notary.
Who can apply for a non-resident mortgage in Spain?
We assist clients from across the Eurozone, as well as residents of the United Kingdom, Sweden, Denmark, Norway, Poland, Hungary, Romania, the United States, Canada, Qatar, Saudi Arabia, the United Arab Emirates, and Kuwait.
United Kingdom
Germany
France
Netherlands
Sweden
Poland
Italy
Denmark
Norway
United States
United Arab Emirates
Finland
Ireland
Latvia
Estonia
Lithuania
Portugal
Hungary
Austria
Belgium
Romania
Greece
Malta
Luxembourg
Canada
Qatar
Saudi Arabia
KuwaitUnited KingdomGermanyFranceNetherlandsSwedenPolandItalyDenmarkNorwayUnited StatesUnited Arab EmiratesFinlandIrelandLatviaEstoniaLithuaniaPortugalHungaryAustriaBelgiumRomaniaGreeceMaltaLuxembourgCanadaQatarSaudi ArabiaKuwaitEstimate your mortgage in under 60 seconds
Enter the property price and your financial details to get an instant estimate of your monthly payments and find out if you're eligible for a mortgage in Spain.
Discover your real buying power
Find out exactly how much you can borrow — with a free, personalised mortgage assessment.
Why choose us for your mortgage in Spain?
Buying property in Spain as a non-resident involves specific requirements, banking criteria, and a process that can be difficult to navigate. We deal directly with the banks on your behalf and make the entire process simple and stress-free.
Unlike many brokers, we specialise exclusively in non-resident clients — allowing us to structure applications in a way that significantly improves approval chances.
Experts in Non-Resident Mortgages
We work exclusively with international buyers. We understand how banks assess foreign income and structure each application to maximise approval chances.
Access to Multiple Banks and Direct Negotiation
We present your application to multiple lenders to secure the most competitive mortgage terms tailored to your profile and country of residence.
No Fees Unless You Accept Your Mortgage
You only pay if the bank approves your mortgage and you choose to accept the offer. No upfront costs — and no risk.
Comprehensive Support Until Signing
We guide you from start to finish — from initial assessment to signing at the notary — with a single point of contact to streamline the process and avoid unnecessary steps.
Regulated and Trusted
We are fully registered mortgage intermediaries under Spanish Law 5/2019 and supervised by the Bank of Spain, providing a safe, professional, and fully transparent service .
What Our Clients Say About Their Mortgage Experience
★★★★★ 5/5 based on Google Reviews from international clientsWe were told that obtaining a mortgage in Spain would be difficult, but New Property Mortgages secured an offer quickly and guided us through every step of the process. We were able to complete the entire mortgage process from abroad without travelling to Spain.
As an international buyer, I felt fully supported throughout the entire process. Gorka was professional and responsive throughout. Clear communication, fast responses, and a completely stress-free experience.
Excellent communication with the banks and a very smooth process from start to finish. Everything was handled efficiently, including all paperwork, making the whole mortgage process much easier than dealing directly with banks.
As a Dutch buyer in Spain, everything was managed professionally and smoothly from start to finish. Highly recommended.
We had previously applied directly with a Spanish bank and were getting nowhere. After contacting New Property Mortgages, the process started moving forward quickly. Communication was excellent and the advice was clear, and we always felt that someone was looking after our interests. Purchasing property abroad can be stressful, but this was one of the easiest parts of the entire transaction.
How it works: step by step
Submit your details and receive an initial assessment of your borrowing capacity.
We review your financial profile to ensure everything aligns with bank requirements.
We approach the most suitable lenders and negotiate the best terms.
An official valuation confirms the property's market value.
You receive a formal offer with clear, standardised terms.
Sign at the notary and receive the keys to your new home.
Real-Time Mortgage Requests · Spain
Every day we receive new mortgage applications from international buyers across Spain. Here, you can see where our client community is currently active.
Regulated Section
New Property Mortgages operates under Spanish Law 5/2019, ensuring transparency and client protection.
We fully comply with data protection and anti-money laundering regulations and hold professional indemnity insurance, as required by law.
We are not a bank, but we work with the following institutions:
Take the first step towards owning your property in Spain — with clarity and confidence
If you're a non-resident looking to buy in Spain, begin with your instant pre-approval and explore your options with clarity and peace of mind. You only pay if you decide to go ahead with the mortgage.